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Username: ForexGuy

Rating:
Guru Stars

Asked to: Talitha Taslim

Date Created: 12 May 2017
Category 28
Tag Financial
Question What is 'Jamming'?
Advice from Guru
Hi ForexGuy,

A scam perpetrated by bogus credit repair firms that involves the mail out of dispute letters en masse to credit bureaus on behalf of consumers with spotty credit histories. Jamming is so called because it clogs up the dispute process. Since credit bureaus only have 30 days to verify disputes, an inordinately large number of dispute letters would result in their temporary removal from consumers' credit records. These dispute letters request removal of information that reflects negatively on a consumer's credit record - such as non-payment or chronic late payments of bills - but that is perfectly accurate and legitimate.

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